akc.punjab.gov.pk login
The Government of Punjab has launched an online system to check the status through the akc.punjab.gov.pk login of the CM Punjab Asaan Karobar Scheme 2025. One of the core features of this initiative is the Digital SME Card and the online portal akc.punjab.gov.pk, which allows applicants to register, track, and check the status of their interest-free loan application, particularly for the 1 million loan category. This digital platform provides complete transparency and accessibility for all small business owners across the province.
If you have already applied for the scheme and are now wondering how to track your loan status online, this guide explains everything. From logging in to checking approval, this article outlines each step in detail to help you access your 1 million interest-free loan status smoothly.

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What Is akc.punjab.gov.pk?
The website akc.punjab.gov.pk is the official portal for the Asaan Karobar Card (AKC) Scheme, operated by the Government of Punjab. It serves as a digital access point for business owners applying for interest-free loans and SME cards under the CM Punjab Asaan Karobar Scheme 2025.
This portal enables you
- Register for the AKC SME Card
- Log in to your applicant profile
- Check loan status, especially for the PKR 1 million category
- Edit and update application details
- Track application and disbursement progress
It is a secure, mobile-friendly, and easy-to-use platform for entrepreneurs across Punjab.
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Who Can Use akc.punjab.gov.pk?
Any eligible citizen of Punjab who has applied for the CM Punjab Asaan Karobar Scheme through the official channels can log in to this portal. Specifically, applicants registered for the SME Card and loan under 1 million can use this portal to check their application status.
You must have the following to log in
- A valid CNIC issued by NADRA
- A password that you set during registration
- A mobile or laptop or a computer and a good internet connection
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Step-by-Step: akc.punjab.gov.pk Login Process
To check the status of your 1 million loan or SME card, follow these simple steps:
Visit the Official Portal
Go to the official website: https://akc.punjab.gov.pk
Click on “Login”
On the homepage, click the “Login” button on the top-right corner. It will take you to the secure login page.
Enter CNIC and Mobile Number
Enter the CNIC number you used during registration and your password. Make sure both details are correct and match your application.
Access Dashboard
Once logged in, your personal dashboard will display:
- Your application ID
- Current status of your SME Card and loan
- Processing status as under review, verified, approved, disbursed
- Any errors or required document updates
Check Status for 1 Million Loan
Scroll to the Loan Section of your dashboard to view the exact amount applied for and whether the application has been approved or is still pending.
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What the Loan Status Terms Mean
When you log in, you may see several different status terms. Here is what they mean:
- Under Review: Your documents have been received and are being verified.
- Verified: Your application is confirmed and sent for final approval.
- Approved: You are eligible and approved for the 1 million loan.
- Disbursed: The loan amount has been credited to your linked bank account.
- Rejected: Your application did not meet the eligibility criteria or had missing documents.
If your status is stuck on “Under Review” for several weeks, you should call the helpline (1786) or visit the nearest facilitation center.
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Eligibility Criteria for 1 Million Loan
To qualify for the 1 million interest-free loan, applicants must meet the following conditions:
- Must be a resident of Punjab
- Must have a valid CNIC
- Must be a business owner, startup, or entrepreneur
- Must submit proof of income or a business feasibility plan
- Women, transgender persons, and individuals with disabilities are encouraged to apply
Documents Needed to Check Status and Get Approval
Before logging in, ensure you have these documents available:
- Original ID card
- Registered mobile number used during application
- Business registration proof
- Two references with CNIC numbers and contact
- Recent passport-size photograph or selfie
These documents may be required to resolve pending issues or upload additional data if requested after login.
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Benefits of Checking Status Online
Using the akc.punjab.gov.pk portal for checking your Rs. 1 million loan application offers several advantages:
- Transparency: Real-time updates about your application status
- Convenience: No need to visit offices physically
- Security: Login with OTP ensures only you access your profile
- Error Correction: You can fix missing documents online if needed
- Faster Processing: Early logins and updates may accelerate your disbursement
Important Reminders
- Last date for registration was March 31, 2025.
- Keep your mobile number active to receive updates
- Double-check all uploaded documents and spelling in your application
- If you forget your login details, use the “Forgot CNIC or Mobile” option on the login page
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Contact and Helpline
If you encounter problems during login or do not receive SMS updates, contact the scheme’s helpline:
- Toll-Free Number: 1786
- Support Timings: Monday to Saturday, 9 AM to 5 PM
- Email: Check the footer of the akc.punjab.gov.pk page for updates
Conclusion
The CM Punjab Asaan Karobar Scheme 2025 is a breakthrough initiative for economic upliftment in the province. Through the akc.punjab.gov.pk login portal, applicants can easily track the status of their 1 million loan application and receive real-time updates without any hassle. Keep your CNIC and registered mobile number handy to log in and review your application progress.
The online system has made the entire process transparent, simple, and fast. If you’re an entrepreneur or small business owner, checking your status online regularly ensures you don’t miss any updates or disbursement notifications.
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FAQS
How can I check the status of my 1 million loan under the CM Punjab Asaan Karobar Scheme 2025?
Visit akc.punjab.gov.pk, click on “Login,” and enter your CNIC and password to access your loan status on the dashboard.
What does the status “Under Review” mean on my loan application?
It means your documents have been received and are currently being verified by the concerned authorities.
What should I do if my loan status is stuck on “Under Review” for weeks?
Call the helpline 1786 or visit your nearest facilitation center to get clarification or resolve any pending issues.
Who is eligible for the 1 million interest-free loan?
Punjab residents who are entrepreneurs, startups, or small business owners with valid CNICs and business plans can apply.
What documents are needed to check or update loan status online?
You need your original CNIC, registered mobile number, business proof, two references, and a recent photograph or selfie.