Apni Chhat Apna Ghar Scheme Phase 2 District List
Apni Chhat Apna Ghar Scheme Phase 2 District List: The Punjab Government has officially launched Phase 2 of the Apni Chhat Apna Ghar Program 2025, under the leadership of Chief Minister Maryam Nawaz Sharif. This scheme aims to provide interest-free home loans of up to 15 lakh to more than 70,000 low-income families across the province. With a strong emphasis on dignity and stability, the scheme provides not only financial assistance but a pathway to secure and dignified housing.
All eligible residents of Punjab can apply online through the dedicated ACAG registration portal: acag.punjab.gov.pk. The portal ensures a smooth, transparent, and user-friendly registration experience, requiring applicants to upload relevant personal and financial documents.
You Can Also Read: KPK Ehsaas Naujawan Program 2025 For Youth Loan With 0% Interest Know Full Guidelines Inside
District List For Apni Chhat Apna Ghar Scheme 2025 Phase 2
| Sr. No. | Zone | PMRC Region | District | Loan Distribution | Pending |
|---|---|---|---|---|---|
| CENTER | |||||
| 1 | Multan | Multan | 282 | ||
| 2 | Khanewal | 281 | |||
| 3 | Lodhran | 181 | |||
| 4 | Vehari | 203 | |||
| 5 | Muzaffargarh | 394 | |||
| 6 | D.G. Khan | 167 | 4321 | ||
| 7 | Rawalpindi | Attock | 206 | ||
| 8 | Jhelum | 178 | |||
| 9 | Rawalpindi | 320 | |||
| 10 | Chakwal | 123 | |||
| 11 | Talagang | 136 | |||
| 12 | Mianwali | 120 | |||
| 13 | Bhakkar | 100 | |||
| ——– | ———- | ————– | ——————- | —————— | ——— |
| NORTH | |||||
| 14 | Lahore | Lahore | 416 | ||
| 15 | Kasur | 232 | |||
| 16 | Sheikhupura | 232 | |||
| 17 | Nankana Sahib | 128 | |||
| 18 | Gujranwala | Gujranwala | 368 | ||
| 19 | Gujrat | 206 | |||
| 20 | Sialkot | 242 | |||
| 21 | Hafizabad | 128 | |||
| 22 | Mandi Bahauddin | 144 | |||
| 23 | Faisalabad | Faisalabad | 384 | ||
| 24 | Jhang | 208 | |||
| 25 | Chiniot | 120 | |||
| 26 | Toba Tek Singh | 208 | 8028 | ||
| ——– | ———- | ————– | ——————- | —————— | ——— |
| SOUTH | |||||
| 27 | Bahawalpur | Bahawalpur | 336 | ||
| 28 | Bahawalnagar | 264 | |||
| 29 | Rahim Yar Khan | 288 | |||
| 30 | Sahiwal | Sahiwal | 192 | ||
| 31 | Okara | 160 | |||
| 32 | Pakpattan | 120 | 1505 |
Requirements for the registration process
- The applicant or a family member must be a permanent resident of Punjab, as verified through their CNIC.
- The land must be located anywhere in Punjab and should be intended for the construction of a house at the time of submitting the online application.
- Land size must be up to 5 Marla if located in an urban area
- Land size must be up to 10 Marla if located in a rural area
- The land must be situated anywhere within Punjab
- The land must be intended for house construction at the time of submitting the online application
- The applicant must not have any criminal record, including convictions for anti-state activities, anti-social behavior, or heinous crimes.
- The applicant must not be a loan defaulter of any financial institution or bank.
- Have not taken a loan in the 1st phase, and household income must be less than 50000
Required Documents for ACAG Portal Registration
Applicants are required to upload scanned copies of the following documents during the online application process:
Required Documents
- CNIC of the applicant
- Land ownership proof
- Monthly income certificate
- Passport-size photograph
- Active mobile number and email address
- Affidavit confirming no other property ownership
- Death certificate for widows of their husband
- Disability certificate for disabled person
Make sure that all uploaded documents are authentic and verifiable. Inaccurate or missing information may result in rejection.
You Can Also Read: Maryam Nawaz 10000 Rashan Card Scheme For Those living Below Poverty Line
Registeation process in the ACAG Program Phase 2
You can apply for 1.5 million loan under the Apni Chhat Apna Ghar Scheme phase 2025. You have to follow the given steps
- Go to the official portal acag.punjab.gov.pk
- Click on the apply register button
- Enter Full Name and CNIC Number.
- Select relation type Son of / Daughter of / Wife of and enter Father’s / Husband’s Name.
- Enter Father’s / Husband’s CNIC Number.
- Select Gender and enter Email Address.
- Select Mobile Network and enter Mobile Number.
- Select Division and District
- Select the tehsil name and enter the house address
- Create and confirm your Password.
After completing the registration form with correct detail, then click on the register button.
No Land? Get a Free 3 Marla Plot From Apni Zameen Apna Ghar Scheme 2025
If you do not own any land and are struggling to build a home for your family, the Apni Zameen Apna Ghar Scheme 2025 offers a golden opportunity. Under this government initiative, eligible individuals without land can apply to receive a free 3 marla residential plot. This scheme is specifically designed to support low-income and landless families in Punjab who dream of owning a home but cannot afford to purchase land.
By applying through the official process and fulfilling the required eligibility criteria, you can secure ownership of a 3 marla plot without any cost. This step is part of the Punjab Government’s broader efforts to reduce homelessness and provide permanent shelter to deserving citizens across the province.
You Can Also Read: AZAG.Punjab.Gov.PK Portal For Registration Apni Zameen Apna Ghar Scheme
Benefits Of the Apni Chhat Apna Ghar Scheme 2025
- Interest-Free Home Loans: Beneficiaries can avail themselves of interest-free loans to construct or renovate their homes, reducing financial strain.
- Affordable Repayment: Loans can be repaid through manageable monthly installments, making homeownership feasible for low-income individuals and families.
- Government Backing: As a government-supported initiative, the scheme ensures transparency and accountability in the allocation of loans.
- Economic Boost: The scheme contributes to the local economy by creating job opportunities in construction and related sectors.
- Women Empowerment: The scheme supports women’s empowerment by prioritizing home allotments in the names of women, promoting financial independence.
- Social Inclusivity: Preference is given to vulnerable groups such as widows, orphans, and disabled individuals, ensuring that marginalized communities benefit.
- Enhanced Social Security: The scheme provides a sense of security to homeless and low-income families, offering them a permanent place to live.
Must apply for the Apni Chhat Apna Ghar scheme phase 2 if you do not have your own house and you live in a rented house.
You Can Also Read: CM Punjab Maryam Nawaz Sharif All Programs List
Social and Economic Impact of Apni Chhat Apna Ghar Scheme Phase 2
The Apni Chhat Apna Ghar Scheme Phase 2 not only helps low-income families build homes but also improves community stability and living conditions across Punjab. It supports vulnerable groups like women, widows, and disabled individuals, promoting social inclusion and better quality of life.
Economically, the scheme boosts local businesses and creates jobs in construction and related sectors. The interest-free loans ease financial pressure on families, helping them invest in other needs, which contributes to overall economic growth and stronger communities.
Final Words
The Apni Chhat Apna Ghar Scheme 2025 Phase 2, launched by the Punjab Government, provides an incredible opportunity for low-income families by offering interest-free loans of up to 15 lakh for house construction or renovation. The scheme is designed to reduce financial strain and make homeownership affordable. It also emphasizes social inclusivity by prioritizing vulnerable groups, such as widows, orphans, and disabled individuals. By supporting women’s empowerment and offering a transparent process through the official ACAG portal, the scheme aims to make housing accessible to those who need it the most.
For those who do not own land, the Apni Zameen Apna Ghar Scheme 2025 provides a golden opportunity to secure a free 3 marla plot, enabling landless families to build their own homes. This initiative, part of the government’s broader strategy to reduce homelessness, ensures that everyone, regardless of their financial status, has access to a safe and permanent place to live. By promoting economic growth, creating jobs in the construction sector, and offering affordable repayment plans, this scheme guarantees that thousands of families will have a chance to live in dignity and security.
You Can Also Read: How to Check the Payment 13500 Of the BISP Program Via 3 Methods Of 8171
FAQs
Who is eligible to apply for the Apni Chhat Apna Ghar Scheme 2025 Phase 2?
Permanent residents of Punjab with household incomes under 50,000, who own land and have not taken a previous loan, are eligible.
What is the loan amount offered under this scheme?
The scheme offers interest-free home loans of up to 15 lakh for construction or renovation of houses.
How can applicants register for the scheme?
Applicants can register online through the official portal at acag.punjab.gov.pk by filling in personal and land details and uploading required documents.
What if I don’t own any land?
Individuals without land can apply under the Apni Zameen Apna Ghar Scheme 2025 to receive a free 3 marla residential plot.
What documents are needed for registration?
You need a CNIC, land ownership proof, income certificate, photo, affidavit, and contact details; widows or disabled applicants must also provide relevant certificates.