BISP 8171 New Payment Method Launched
BISP 8171 New Payment Method: The Government of Pakistan has introduced a major shift in the BISP 8171 payment distribution system. Starting from the upcoming Phase 4 expected in September 2025, eligible beneficiaries will gradually start receiving their ,13,500 installments directly into their personal bank accounts. This move is aimed at ensuring transparency, security, and dignity in the payment process, especially for women across Pakistan.
This article provides complete guidance on the new payment method, benefits, eligibility, account linking process, and key instructions for BISP beneficiaries.
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Overview Of the New BISP Payment System
In the latest official update, BISP Chairperson Senator Rubina Khalid confirmed that bank accounts are being opened for eligible women to receive future payments of Rs. 13,500 directly. This decision was made after widespread complaints about mismanagement, long lines at retailer campsites, and delays in fingerprint verification. The new bank-linked system will offer:
- Direct credit of funds into personal bank accounts
- Full transparency and tracking of transactions
- Secure and self-controlled withdrawal anytime via ATM or bank visit
- No commission to middlemen or agents
While this is a gradual rollout, it is expected to revolutionize the financial inclusion of low-income households across Pakistan.
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Benefits of Direct Bank Account Transfers
The new system comes with numerous advantages that directly improve the financial experience of beneficiaries:
- It reduces the chances of corruption, deduction, or mistreatment at payment camps or by agents. Money will go directly to the bank account of the registered woman.
- Beneficiaries can withdraw funds anytime from ATMs or banks, avoiding long queues and delays. There will be no need to wait for campsites or mobile van visits.
- This step encourages financial inclusion. Many women will open a bank account for the first time, which can later be used for saving, transactions, and accessing other financial services.
These are the good steps for eligible beneficiaries.
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Who is Eligible for the New Bank-Based Payment System?
This new direct bank payment method will be implemented for all existing and new eligible BISP Kafalat beneficiaries. However, certain conditions must be met:
Eligibility Criteria:
- Must be a registered and verified woman under the BISP 8171 program.
- Must have completed the dynamic NSER survey or BISP resurvey in 2024 or 2025.
- Must not be disqualified due to PMT score increase, asset ownership, or foreign travel.
- Must have a valid and active CNIC.
- Must link a personal bank account in her own name (when the process opens officially).
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Current Payment Methods Still Active Until Bank Transfer Starts
Until the bank transfer method is fully launched in Phase 4, the following existing payment methods will remain active for eligible women:
- BISP Campsites set up by official vendors
- Retailer Shops and HBL Konnect Points
- Mobile Vans in hard-to-reach areas
- HBL Bank ATMs (for cardholders who have already received BISP cards)
Beneficiaries can collect their 13,500 payment through these channels until further instructions are provided for the bank transfer.
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Step-by-Step Guide to Link a Bank Account for BISP Payments (Once Process Starts)
BISP will soon announce a formal procedure to collect bank details from eligible women. Until then, here’s the expected step-by-step guide that will help you prepare:
Step 1: Wait for Official SMS Notification
Beneficiaries will be informed via SMS from 8171 once the process to link bank accounts begins.
Step 2: Open a Bank Account in Your Name
Visit a participating bank with your valid CNIC and biometrics to open a personal savings account. The account must be in the name of the woman registered with BISP.
Step 3: Submit Bank Details to BISP
Once notified, visit the nearest BISP tehsil office or complete the process through the 8171 web portal (if digital submission is allowed). You may need to provide:
- Bank name
- Account number
- CNIC
- Phone number
- Fingerprint verification
Step 4: Receive Confirmation
You will receive an SMS confirming successful bank account linkage. After that, future payments will be sent directly to your account.
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Participating Banks for BISP Account Linking
While the final list of banks will be announced officially, the following are likely to be included based on prior BISP collaborations:
- Habib Bank Limited
- Bank Alfalah
- United Bank Limited
- National Bank of Pakistan
- Bank of Punjab
Ensure that you open your account at a branch that supports biometric verification.
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When Will This New System Start?
According to BISP sources, the process is likely to begin by September 2025 under Phase 4 of payments. The official announcement will be made on the 8171 portal and via SMS. Until then, beneficiaries should:
- Ensure CNIC is valid and not expired.
- Avoid changing mobile number unnecessarily.
- Visit nearest BISP office for any uncompleted verification.
- Prepare documents to open a bank account.
Benefits of Direct Bank Transfers for BISP Payments
The introduction of bank transfers brings a host of benefits for beneficiaries:
- Transparency: All transactions are traceable and recorded
- Convenience: Withdraw anytime from ATM or bank
- Dignity: No standing in public queues or reliance on retailers
- Security: No cash handling risks at campsites
- Empowerment: Women get full control over their finances
This marks a crucial step toward financial inclusion of low-income women in Pakistan.
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Final Words
The Government of Pakistan, through BISP 8171, is taking a significant step toward improving the lives of deserving women by launching direct bank payments. This system will reduce corruption, enhance transparency, and give women full control over their financial support.
Eligible beneficiaries are advised to stay updated through the official 8171 SMS service and prepare the necessary documents to open a personal bank account. Until the new system officially begins in Phase 4 (expected September 2025), the existing payment channels like campsites and retailer shops will continue.
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FAQs
When will BISP start transferring payments to bank accounts?
BISP is expected to start direct bank transfers from Phase 4 in September 2025. Official announcements will come via 8171 SMS.
Do I need to open a bank account myself?
Yes, eligible women must open a bank account in their own name at a participating bank with biometric verification.
Which banks are expected to be part of this new system?
Likely banks include HBL, UBL, Bank Alfalah, Bank of Punjab, and National Bank of Pakistan.
Will I still get payment through camps if I don’t have a bank account?
Yes, current methods like campsites, retailer shops, and HBL ATMs will continue until the new system is fully implemented.
What documents are needed to open a bank account for BISP?
You will need your original CNIC, a working phone number, and biometric verification for account setup.